Assurance Ltd. -

A full service Independent Insurance Agency Specializing in all forms of Business, Personal, and Life Insurance

Personal Insurance

Assurance Ltd. makes selecting the right personal insurance policy easy and worry free! As your independent insurance agent, it is our responsibility to look out for your best interest by eliminating dangerous gaps and expensive overlaps in coverage. We specialize in

High Value Residences
Rental Dwellings
Personal Umbrellas
Automobiles
Recreational Vehicles

Commercial Insurance

Assurance Ltd. understands that every business is unique and there is no “one” standard insurance policy which can meet the needs of every company. Our associates will sit down with you and discuss where your company is now and where is is going in the future. We will develop an insurance and risk management program which meets the individual and specific needs of your business. By offering several levels of coverage, deductible, as well as various payment plans, we can customize a program which works effectively for you. Major areas of coverage include:

Property
Liability
Business Auto
Excess Liability
Umbrella
Professional Liability
Workers Compensation

Executive Business Planning

We develop and coordinate the business and estate plans for owners of closely held businesses. These plans include:

Estate Planning
Buy / Sell Insurance
Key Man Insurance
Private Pension Plans
Disability Income Plans
Life Insurance

Group Benefits

Our Benefits Department can provide you with options and information from major insurance carriers in the following areas:

Medical
Dental
Vision
Life
125 Cafeteria Plans
Long and Short Term Disability

Bonds

Within our commercial department, you will find our bond division staffed by experts who know the complex “ins and outs” of surety and fidelity bonds. They can design a bond program which will maximize your goals and fulfill your business needs. Programs include: