A full service Independent Insurance Agency Specializing in all forms of Business, Personal, and Life Insurance
Personal Insurance
Assurance Ltd. makes selecting the right personal insurance policy easy and worry free! As your independent insurance agent, it is our responsibility to look out for your best interest by eliminating dangerous gaps and expensive overlaps in coverage. We specialize in
- High Value Residences
- Rental Dwellings
- Personal Umbrellas
- Automobiles
- Recreational Vehicles
Commercial Insurance
Assurance Ltd. understands that every business is unique and there is no “one” standard insurance policy which can meet the needs of every company. Our associates will sit down with you and discuss where your company is now and where is is going in the future. We will develop an insurance and risk management program which meets the individual and specific needs of your business. By offering several levels of coverage, deductible, as well as various payment plans, we can customize a program which works effectively for you. Major areas of coverage include:
- Property
- Liability
- Business Auto
- Excess Liability
- Umbrella
- Professional Liability
- Workers Compensation
Executive Business Planning
We develop and coordinate the business and estate plans for owners of closely held businesses. These plans include:
- Estate Planning
- Buy / Sell Insurance
- Key Man Insurance
- Private Pension Plans
- Disability Income Plans
- Life Insurance
Group Benefits
Our Benefits Department can provide you with options and information from major insurance carriers in the following areas:
- Medical
- Dental
- Vision
- Life
- 125 Cafeteria Plans
- Long and Short Term Disability
Bonds
Within our commercial department, you will find our bond division staffed by experts who know the complex “ins and outs” of surety and fidelity bonds. They can design a bond program which will maximize your goals and fulfill your business needs. Programs include:
- Bid Bonds
- Payment and Performance Bonds
- ERISA Bonds
- Fidelity Bonds
